Every year there is a debate as to whether to use your credit card to purchase gifts for the holiday season. Roughly 2 million people are still paying their debts off from last Christmas, and about a quarter of consumers admit they did not save any money towards Christmas and gifts. This usually means consumers head straight to their credit cards again in order to have a good holiday. However, experts are warning that consumers need to be careful in what lines of credit they choose. Read the rest of this entry »