Why bother looking at these credit card applications that come through the post or the ones that you see online that can take up to two to three weeks to get an answer?  No-one else is waiting this long for their credit card application to be sorted out, there’s absolutely no need to now that there are so many credit card companies offering instant credit card applications and instant decisions…

All you need to do is look around a bit and you’ll find them.  They are quite literally all over the place.  Here are a few of them ready to help you out if you need an instant decision:

• Capital One Classic credit card.  This one will give you an instant decision.  However, the interest rate is really bad on this card (34%) and it’s ideally suited to those who are trying to rebuild their credit score.
• Barclaycard Platinum credit card.  This one is a premium credit card and you certainly need good credit before you make an instant decision application online.  They offer a great 15 months with 0% interest on balance transfers (however, this comes with a 2.9% fee), and they also offer 0% interest on purchases for the first three months.
• The Post Office credit card.  This one is pretty similar to the Barclaycard Platinum in that they offer 0% interest on balance transfers and purchases, but they only offer them the balance transfer at 0% for 12 months; and this comes with a 2.98% fee.

Well there are just a few to begin your search with; there are plenty more out there to choose from.