Student Credit Cards

Which Student Credit Card is for you?

            Young people like the idea of having credit cards. A few years ago only people who have jobs and are getting paid at a certain amount can get a credit card. But at present, even the young people, especially the teenagers, could avail for a credit card. They can get their very own student credit card.

            Student credit card can be used by teenagers to shop for things they like. For most people, student credit card is a valuable item for students. For instance, a student might need a textbook for a certain class. If he does not have money, he can simply use his credit card to buy one. This is also useful for students who use laptop. You can buy accessories or pay for repairs using the credit card.

            Different companies offer various types of student credit card. There are many benefits to get from each type while there are also some disadvantages. Seeking one that fits your budget wouldn’t be a trouble. But if you are finding it hard to choose, here’s an overview of different credit cards for students:

Name

Intro APR

Intro APR Period

Regular APR

Annual Fee

Balance Transfers

Credit Needed

Other Benefits

Citi ® Dividend Platinum  Select ® Card for College Students

0%

6 months

12.99%

None

Yes

Good Credit

  • - Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • - No minimum income or cosigner required
  • - FREE Online Account Management
  • - Citi® Photocard option*
  • - The Lost Wallet® Service*
  • - Credit Education Tools

Capital One ® Standard Platinum for Students

0%

Until May 2009

19.8%

None

Yes

Limited history

  • - Online Account Services
  • - $0 Fraud Liability if your card gets lost or stolen
  • - Express yourself – upload an image of your own onto your card once it arrives
  • - A manageable credit line to help control your finances
  • - Get credit that fits your needs and a card that fits your style

Citi ® mtvU Platinum Select ® Visa ® Card for College Students

0%

6 months

12.99%

None

Yes

Good Credit

  • - Redeem points for gift cards, MTV events, and airline tickets.
  • - Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • - Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • - Earn 25 ThankYou Points for paying on time.
  • - Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.

Citi Platinum Student Card

0%

6 months

11.99%

None

Yes

Good Credit

  • - Online Guarantee
  • - Fraud Early Warning Block
  • - The Lost Wallet Service
  • - Photocard

Citi ® Driver’s Edge ® Card for College Students

0%

6 months

13.99%

None

Yes

Good Credit

  • - Charge your plane, bus, train or ship tickets on your Platinum Select Card & receive $1,000,000 of Travel Accident Insurance.
  • - Receive free coverage for damage due to collision or theft when you rent a car and charge it to your Citi card.

             As you can see, there are various types of student credit card and each of them brings you great benefits. Choose one and you’ll be able to buy the things you need whenever.

  • Share/Bookmark

Posted on December 8th, 2008 in Student Credit Cards | No Comments »

Leave a comment!

XHTML: Allowed tags: <a href="" title=""> <abbr title=""> <acronym title=""> <blockquote cite=""> <code> <em> <strong>